Want to know more about equity release?

Watch our two-minute video that will explain how equity release could work for you.

Would you like to know more, call us on 0800 999 3339 or book a call back.

Free equity release calculator

See how much you could release with our simple lifetime mortgage calculator.

Estimated property value
(please call for properties valued higher than £1.5m)
Age of youngest homeowner
Outstanding mortgage balance
(leave as £0 if you have no mortgage)
You would be able to release a maximum of
equity from your home.
Higher loan amounts may be available. Please ask for a personalised illustration.
If you just need some helpful, friendly advice, call us now on 0800 999 3339, you'll get straight through to a qualified equity release specialist. If its more convenient, you can simply Book a chat.
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What is equity release?

Equity release, also known as a lifetime mortgage, allows you to unlock tax-free cash from your home without needing to sell or move. You can either borrow against the value of your property or sell a share of it in exchange for a lump sum or regular payments. Some plans even give you the option to access more funds later if needed. Available to homeowners aged 55 and over, equity release can be used whether you own your home outright or still have a mortgage, as long as the remaining balance is cleared using the released funds.

Is equity release safe?

Strict regulations are in place to ensure equity release is a secure and transparent process. The Financial Conduct Authority (FCA) regulates all equity release providers, ensuring they follow fair and ethical practices. A lifetime mortgage also comes with important safeguards, including a no-negative-equity guarantee. This means that when your home is sold, neither you nor your estate will ever owe more than the property is worth, provided it is sold at a fair market price. This offers reassurance and peace of mind for both you and your family.

How can you use the money from equity release?

The choice is entirely yours. Whether you want to improve your home, settle outstanding debts, help loved ones, or simply enjoy a more comfortable retirement, equity release gives you the flexibility to spend the funds however best suits your lifestyle and future plans.

Here are a few of the most common reasons people choose equity release.

Repaying
existing debts Repaying
debts
To support
the family
Supporting
family
To fund care
home fees
Funding
home care
For dream
holidays
Dream
holidays
For home improvements
For home
updates
University or weddings costs University or weddings
Would you like to know more in detail, please call us on 0800 999 3339 or simply Book a chat.

About us


At Equity Release and Mortgage Partnership Inverclyde, we specialise in helping homeowners make informed financial decisions. With years of experience in equity release and mortgage advice, our team is dedicated to providing clear, honest, and straightforward guidance tailored to your circumstances.

We take the time to understand your needs and offer personalised solutions that work best for you. Our friendly approach ensures you feel confident and supported throughout the process, from the first conversation to the completion of your plan.

Releasing equity from your home is a big decision, and we are here to help every step of the way. Whether you’re exploring your options or ready to proceed, we offer expert advice to ensure you make the right choice for your future.



Why choose us for equity release in Inverclyde?

Effortless process

 

Variety of choices

 

Experienced professionals

Book a free consultation with Richard or Tom today

Telephone

0800 999 3339

Email

Email us

Business hours

Mon-Sat | 09:00 to 20:00

Book a chat

Appointments are available late into the evening and on the weekend.